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Monday, April 15, 2024

If your finances are not where you would like them to be, what can you do about it? April is Financial Literacy Month. This is a great time to start picking up the pieces and learn how to rebuild with confidence. After all, a little...

Monday, April 8, 2024

Spend today, save tomorrow? Okay, we've all been there. But if it seems you're always living paycheck-to-paycheck and never able to save anything for the future, then it may be time to make a change . April is Financial Literacy Month...

Monday, April 1, 2024

So you've prepared for your goals and you believe you are on track for your financial goals. That's wonderful. What now? April is Financial Literacy Month. If you haven't put some thought into Asset Protection Strategy, now would be a...

Monday, March 25, 2024

America is emerging from winter, and many will be ready for sun and fun. Spring Break is an important date in the nation’s leisure calendar: Morning Consult says that 30% of Americans had springtime travel plans last year,...

Monday, March 18, 2024

Over the years, I've come to believe that learning to navigate financial discussions and events in a relationship is a "must" that transcends generations. However, recent data shows that Gen Z and Millennial couples are forging their...

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Monday, March 11, 2024

International Women's Day was this past Friday, March 8th.  In 1920, women earned the right to vote. In 1974, single and divorcedwomen were finally able to get a credit card without needing a male cosigner. We’ve come a...

Monday, March 4, 2024

Wall Street keeps asking, “When will the Fed start cutting interest rates?” But perhaps the better question is, “What is the Fed looking for before it would consider cutting interest rates?” As you may recall,...

Monday, February 12, 2024

As Valentine's Day approaches and Spring draws ever nearer, I thought it might be fun to look at the financial side of February 14. Shockingly, the day many consider the most romantic is also a sweet boost to our nation's economy....

Monday, February 5, 2024

In celebration of the achievements of Black Americans and their integral role in our nation’s history, here are eight Black wealth builders we believe should be remembered. These individuals deserve recognition for their...

Monday, January 15, 2024

The third Monday of January is Martin Luther King Jr. Day. The legacy of Dr. King means many things to each American. This is a day of remembrance for both the man and his work. It’s also a day of service, in which we use a day...

Monday, January 8, 2024

The Social Security Administration recently announced that over 71 million Americans, including Social Security and Supplemental Security Income beneficiaries, will receive a 3.2% increase in their benefits for 2024.1 However, it is...

Monday, January 1, 2024

After a complicated year, the next dawns with new opportunities. Now is the time to think about the new year and plan for action. The start of a year is the right time to work on a dream or two. It is also an excellent time to adjust...

Sunday, December 31, 2023

It is almost time to ring in the New Year! As December makes way for January, you may be excited thinking about new possibilities. Perhaps you want to take a moment to "refresh and reset" or make a resolution or two. Or perhaps you...

Sunday, December 24, 2023

Once again, the year has flown by! In these final weeks of the year, our thoughts often turn to the comforts of home and family — of sharing good cheer with neighbors, friends, and loved ones. In that spirit, I would like to...

Monday, November 27, 2023

If your home is anything like mine, the holidays can be a time to indulge in a little good-natured consumerism. We all know it should be more about memories and less about money. But we also know that togetherness brings heftier...

Monday, November 20, 2023

The warmth of the holiday meal beckons. Thanksgiving is a time for gathering with loved ones and observing gratitude. So, as you gather around the table, look around and give thanks for the family and friends surrounding you. Give...

Saturday, November 11, 2023

On November 11, we honor the bravery and sacrifice of the men and women who have served America in the armed forces. This federal holiday – Veterans Day – is a time to reflect on their courage. Please take a moment this...

Monday, October 30, 2023

With temperatures falling and the nights growing longer, goblins, ghouls, and ghosts across America are preparing for our second-largest commercial holiday: Halloween. With this frightful day fast approaching, here are some fun facts...

Monday, October 23, 2023

Hip, hip, hooray! It's time to celebrate you and the incredible milestone you've reached on your journey! 🎉🥳 As you blow out the candles, let's also raise a toast to an exciting financial turning point. Between the...

Monday, October 16, 2023

October brings to mind the beauty of the leaves changing colors and a time to enjoy the colder weather. But October also holds another meaning for millions of people: it’s Breast Cancer Awareness Month. Based on the numbers,...

Thursday, October 5, 2023

We’ve all been there. You’re scrolling through your phone, computer, or tablet, and a notification pops up. “Update Me!” While that isn’t the exact wording, the meaning is the same. Something wants to be...

Monday, September 25, 2023

Did you know September was National Preparedness Month? This event promoted by FEMA guides Americans in ensuring their families and communities are ready in case of natural disasters or other emergencies. But did you also know that...

Monday, September 18, 2023

Here’s a little-known fact that may help you save money on life insurance: when it comes to underwriting, insurance carriers typically rate clients to their closest birthday. What does that mean? It means that if you are 39...

Monday, September 11, 2023

Much time has passed since the events of September 11, 2001, and while in some ways it feels like a lifetime ago, the memory remains painfully fresh in my mind. An attack on U.S. soil. The loss of thousands of lives. In the wake of...

Monday, September 4, 2023

The first Labor Day was celebrated over 100 years ago, created by the labor movement as a day to honor the achievements and contributions (both social and economic) of American workers. I’ve always found the way we celebrate to...

Monday, August 28, 2023

Q: Why should you start a 403(b)? A: It can become one of your best retirement savings vehicles. A 403(b) is a great option for building retirement savings. You can defer a bit of your salary into the account each month, without...

Monday, August 21, 2023

Knowing when it’s the right time to retire can be difficult, especially if you love your job. Even professional athletes have a hard time knowing when to walk away! These athletes thought they were ready for retirement but...

Monday, August 14, 2023

You may have heard of the cultural craze that's caused a recent box office boom. Dubbed "Barbenheimer," the odd cinematic pairing of Gretta Gerwig's "Barbie" and Christopher Nolan's "Oppenheimer" is proving to be exactly what tinsel...

Monday, August 7, 2023

Now that summer is in full swing, it's the perfect time to take a trip. But sometimes, even your best-laid plans go a little off-kilter. Here are a few of the most common travel issues and how to make sure that no matter what happens,...

Monday, July 31, 2023

Did you know the Tax Cuts and Jobs Act is scheduled to sunset in 2026?Here’s what’s at stake if the act is allowed to expire: for wealthy families, the $25.84 million federal estate tax exemption (as of 2023 for a married...

Monday, July 24, 2023

There’s nothing quite like the pleasure of a good book. And with temperatures rising nearly everywhere, now is a great time to grab a frosty beverage, settle into your comfiest chair, and lose yourself in a good story.Here's what...

Monday, July 17, 2023

Jerome Powell skipped an interest rate hike at the Fed’s June meeting, but the market isn’t buying what the Fed Chair is selling about what’s next with short-term rates.Powell signaled that two more rate increases may...

Monday, July 10, 2023

The U.S. Department of Education has officially announced that student loan payments will resume in October, ending the three-year-long pause that was implemented due to the pandemic.Starting September 1, interest will begin accruing...

Monday, July 3, 2023

The Fourth of July is nearly here, one of the high points of summer in America.All of us will have the chance to celebrate our democracy, our diversity, our personal freedom, and our liberty to pursue our goals and dreams.Enjoy the...

Monday, June 19, 2023

Juneteenth is a celebration of freedom, marking the day when slavery came to an end in the United States. The observance of this holiday, formally recognized by the state of Texas in 1980, has continued to spread to the rest of the...

Monday, June 12, 2023

What is a bull market, and more importantly, who determines if we are in one?Technically speaking, a bull market is defined as a 20% gain in a stock market index, such as the Standard & Poor's 500, from a closing low.So are we in one?...

Monday, May 29, 2023

Memorial Day is a time for Americans to honor and remember those who lost their lives while serving in the armed forces. Veterans will think back on the men and women who served alongside them who gave the ultimate sacrifice for their...

Monday, April 24, 2023

Many young adults are not only wayward financially, but also pessimistic about ever becoming wealthy. Could it be that our children just aren't getting the financial education they need?April is Financial Literacy Month. This is...

Monday, April 17, 2023

Are your financial goals well-defined? While "I want to have lots of money" may sound like a great goal, it's just too vague. How much is "lots?" If you don’t know … how will you know when you have it? And will the...

Monday, April 10, 2023

Spend today, save tomorrow?Okay, we've all been there. But if it seems you're always living paycheck-to-paycheck and never able to save anything for the future, then it may be time to make a change .April is Financial Literacy Month....

Sunday, April 9, 2023

Easter is here. On this special day, we can take time to enjoy the company of family, friends, and community, sense the arrival of spring, and consider the abundance we have in our lives. It is truly an occasion to celebrate.I wish you...

Thursday, April 6, 2023

We wanted to send a friendly reminder that the stock market is closed on Friday, April 7, for Good Friday. The bond markets will shut down early, at 2 p.m. on April 6, for Holy Thursday, also known as Maundy Thursday.As we head into...

Monday, April 3, 2023

So you've prepared for your goals and you believe you are on track for your financial goals. That's wonderful. What now?April is Financial Literacy Month. If you haven't put some thought into Asset Protection Strategy, now...

Monday, March 27, 2023

Taxpayers should plan on spending at least 13 hours this year preparing their return, according to the Internal Revenue Service. Business owners should set aside roughly 24 hours to complete their tax return.Those 13 hours include time...

Monday, March 20, 2023

Spring is here! And soon the landscape will turn greener and the weather warmer. Perhaps you are already thinking about what you would like to do – the trips you could take, that new look for your yard or your garden, a day at...

Monday, March 13, 2023

What happens on March 17? What makes that day so special? If you are of Irish descent or Irish at heart, you surely know – it is St. Patrick’s Day! On this day, the patron saint of Ireland is honored and celebrated, and...

Monday, March 6, 2023

The days are about to get longer. Daylight Saving Time will begin on the second Sunday of March at 2:00am. At that moment, clocks will “spring forward” by one hour in most of the nation. So, be sure to reset your clock on...

Monday, February 27, 2023

Does Your Portfolio Fit Your Retirement Lifestyle?Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon.Using these inputs and sophisticated portfolio-optimization calculations,...

Sunday, February 19, 2023

Presidents Day is upon us. It's time to celebrate Washington's birthday and celebrate the founding of our nation. Washington said, "Perseverance and spirit have done wonders in all ages." This Presidents Day, I hope you take a moment...

Monday, February 13, 2023

This Valentine’s Day, take time out of your day-to-day routine and spend time with your significant other. Rekindle the flames of romance  — and fall in love all over again.Whether you enjoy a delicious meal together,...

Monday, February 6, 2023

"Is the bear market over?"That's a question I've been asked a number of times in recent weeks. And my answer is the same, "Let's give it a little time."But people are quick to remind me that stocks are off to a good start in 2023,...

Monday, January 30, 2023

Are you saving for the future?People often come to me asking for financial guidance. Some want to know how to invest or diversify the money they’ve saved, but others admit to me they’re just not sure how to save. If...

Monday, January 23, 2023

January is Financial Wellness Month, a time to remind people to make arrangements for their financial strategy.For me, it’s time for me to connect with new clients and discuss their financial situation and aspirations for their...

Monday, January 16, 2023

This month, America honors the legacy of Dr. Martin Luther King, Jr.As we look around today, we see manifestations of that legacy in the form of stronger, more diverse communities, in the continued fight for equality, and in the...

Monday, January 9, 2023

Social Security plays an important role in your retirement strategy. But, don’t forget,  the amount you’ll receive depends on the age at which you file. You can start claiming benefits as early as 62, but for each...

Sunday, January 1, 2023

A new year is on the horizon. Each day that comes presents something new and exciting both for you and the people in your life.Is this the year you open the door to something new and exciting? Embark on some new travel adventure? Or...

Saturday, December 24, 2022

That special time of year is here – a time of love and happiness and wonder, an occasion when we all draw closer together. This Christmas, I am thinking of you and wishing you and your loved ones all the best the season has to...

Monday, December 19, 2022

Perhaps you’ve heard the maxim, “Preparation is the key to success.” But when it comes to life insurance, knowing when to prepare is almost more important than the preparation, itself.Sure, it can be difficult to...

Monday, December 5, 2022

Over the years, the Fed has followed a similar pattern with interest rates. It raises interest rates, then pauses, so it can see how the economy is adjusting to the higher rates. The chart below shows the Fed’s pattern with...

Monday, November 28, 2022

You may have heard the saying, “inflation hurts savers and benefits borrowers.” The expression suggests that borrowers benefit from inflation because they pay back lenders with dollars worth less than when the money...

Monday, November 21, 2022

Thanksgiving is a time to appreciate what we value most, a time to cherish the many gifts we have, and the people that make life special. We can also be thankful that we live in a great country known for its prosperity and abundance.As...

Monday, November 14, 2022

Have you heard? The Inflation Reduction Act was signed into law on Tuesday, August 16. While the $430 billion package includes many provisions, I thought I’d highlight three key areas where you may benefit the most.Tax credits...

Friday, November 11, 2022

On November 11, we honor the bravery and sacrifice of those who have served America in the armed forces. It is also a time to appreciate the commitment of our active military personnel and their dedicated families.Let us honor their...

Monday, November 7, 2022

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...

Monday, October 31, 2022

With temperatures falling and the nights growing longer, goblins, ghouls, and ghosts across America are preparing for our second-largest commercial holiday: Halloween.With this frightful day fast approaching, here are some fun facts...

Monday, October 24, 2022

October brings to mind the beauty of the leaves changing colors and a time to enjoy the colder weather. But October also holds another meaning for millions of people: it’s Breast Cancer Awareness Month.Based on the numbers,...

Monday, October 17, 2022

Congratulations on your 72nd birthday! If so, it's time to start drawing down on some of your retirement accounts. If you don’t, Uncle Sam may help himself to some of your hard-saved funds. However, there are some exceptions.As...

Monday, October 10, 2022

If you’ve felt like stock prices were a little more volatile in 2022 than in recent years, your “spidey senses” are right on the money.The S&P 500 has posted 81 daily moves of at least 1% through August. Of those...

Monday, September 26, 2022

It’s time for your life insurance checkup.September is National Life Insurance Awareness Month, so it’s a great time to review your coverage.1If you don’t have any life insurance, you’re not alone. Life...

Monday, September 19, 2022

The Autumnal Equinox approaching on September 22 is a day with 12 hours of sunlight and 12 hours of darkness. This balance of day and night serves as a reminder of the change of seasons, and heralds the coming of fall colors and...

Sunday, September 18, 2022

Some of the biggest challenges many face when it comes to education are financial. Luckily, a 529 college saving plan can help. And they're not just for college anymore - added to the tuition eligibility are K-12, private and religious...

Monday, September 12, 2022

September is Life Insurance awareness month.  Perhaps you’ve heard the maxim, “Preparation is the key to success.” But when it comes to life insurance, knowing when to prepare is almost more important than the...

Saturday, September 3, 2022

A holiday with a nice long weekend attached is coming up – Labor Day. This weekend represents the unofficial end of summer as well as a chance to relax, get away, get your mind off work, and enjoy the comforts of home or a great...

Monday, August 29, 2022

Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as you're driving to work, you see smoke coming...

Monday, August 22, 2022

Birds of a feather trust together...For us, trust is everything. When our clients trust us, we can help them go even further in pursuit of their goals. That’s why we go out of our way to earn, and keep, your confidence.One of the...

Monday, August 15, 2022

In the financial world, some weeks are more important than others, and we just lived through a big one. Let's unpack each of the four key stats:The Fed. As expected, the Fed bumped up short-term rates again at its July meeting....

Monday, August 8, 2022

What would you do with a windfall? It’s a question I’ve read or heard a lot lately. Considering the Mega Millions jackpot has now grown to $1.02 billion, it’s safe to say most of us have thought about what it would be...

Monday, August 1, 2022

As a parent, you of course want to give your child the best opportunity for success, and for many, attending the “right” university or college is that opportunity. Unfortunately, being accepted to the college of one’s...

Monday, July 25, 2022

In your retirement strategy, you’ve likely put a good deal of thought into putting away enough money to enjoy your life, once you’ve put the daily grind in the rearview mirror. Like many, you’ve probably planned for a...

Monday, July 18, 2022

With inflation hovering near 40-year highs, some investors are looking for alternative ways to weather the storm. For many, a Series I Savings Bond is just the ticket. I Bonds give investors a rate of return plus inflation protection...

Monday, July 11, 2022

With nearly 4 billion people on social media worldwide, plus the risks of using online brokerage and bank accounts, the need for digital security has never been higher.While tech is becoming more secure in response to threats, there...

Thursday, July 7, 2022

Summer’s here, and the time is right for vacations, outdoor activities, and fun. It’s also a good time to consider a few financial matters. Here are some questions to ask yourself mid-year.Goals still the same for 2022? Has...

Monday, July 4, 2022

The Fourth of July is just ahead – a chance for us all to get together and celebrate what makes America so special. As Americans, we have the liberty to act, speak, think, and worship freely. This precious liberty was fought for,...

Monday, June 27, 2022

When markets fall, it’s easy to forget that downtrends are part of the investing cycle. So when prices slip, it's a good time to review some common terms that you may be hearing that describe today’s financial markets.The...

Sunday, June 19, 2022

Let’s hear it for the dads, the ones who help us grow, give us guidance, and look out for us in a million different ways. In celebration of Father’s Day, here are some of the ways you can honor the father-figures in your...

Monday, June 13, 2022

Congratulations on your 72nd birthday! If so, it's time to start drawing down on some of your retirement accounts. If you don’t, Uncle Sam may help himself to some of your hard-saved funds. However, there are some exceptions.As...

Monday, June 6, 2022

Have you saved enough? Whether you started late, or have regularly saved throughout your career, you might wish you could stash some additional cash in your retirement fund. Fortunately, if you’re 50 or older, you can. The IRS...

Tuesday, May 31, 2022

Monday, May 23, 2022

Monday, May 16, 2022

Monday, May 9, 2022

Monday, May 2, 2022

Friday, April 22, 2022

Thursday, April 7, 2022

Tuesday, March 22, 2022

Saturday, February 26, 2022

Friday, February 25, 2022

Thursday, February 17, 2022

Monday, February 7, 2022

Tuesday, February 1, 2022

Wednesday, January 12, 2022

Helpful Retirement Strategies for Women Preparing for retirement can look a little different for women than it does for men. Although stereotypes are changing, women are still more likely to serve as caretakers than men are, meaning...

Monday, January 3, 2022

Preparing for retirement just got a little more financial wiggle room. This week, the Internal Revenue Service (IRS) announced new contribution limits for 2022.

Thursday, December 23, 2021

Are you making charitable donations at year’s end? If so, you should know about some of the financial “fine print” involved, as the right moves could potentially bring more of a benefit to both you and your chosen charity.