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“What’s the purpose of a retirement strategy?” It’s a simple question, but most get the answer wrong. Artificial intelligence got it wrong. AI Gemini says, “The purpose of creating a retirement strategy is to act as a comprehensive,...

Hardly a day goes by that someone doesn’t say to me, “I’m putting off a decision until the Fed changes interest rates.” But I’m quick to remind people that the “rate dominoes” don’t always fall as you may expect. Here’s what could...

Before summer ends, there’s one more wonderful weekend on the calendar – Labor Day weekend! Mark your calendar and plan to enjoy three days of fun. Labor Day is when the country tips its hat to its hardworking people and affirms their...

You’re young, have little in savings, and might not have anyone relying on you, financially. So, why do you need to think about estate management?1 Here are four great reasons: Estate Strategies: They're Not Just for the Elderly You...

As summer approaches, your thoughts may drift toward escaping your daily routine. Whether your idea of a perfect vacation is sitting on a pristine beach, fishing in a mountain lake, or playing the back nine between pickleball matches,...

Life doesn’t stand still. Neither do your life insurance needs. If you have a quote or policy and haven’t reviewed it lately, you may be surprised to discover that what worked for you then may not not meet your needs now. Luckily,...

Ever considered writing your own will? While you can draft a will on your own, there are plenty of reasons why you may not want to go that route. Most people do it to save money, but they may overlook or forget to take care of some...

Americans seem upbeat about retirement, with more people preparing to retire at 70, according to the latest Employee Benefit Research Institute (EBRI) study. Sometimes, though, reality gets in the way: the same survey found that 40...

A recent survey reported that 47% of parents had made financial sacrifices to support their adult children. It's often a difficult decision that can stress relationships, impact retirement strategies, and harm overall financial...

Isaac Newton might be smiling if he looked at the charts for eggs, cocoa, and coffee prices. To traders, they are a lesson on how markets can reach an extreme and then correct. But to Newton, they are simply a lesson in gravity....

No more passing them by when you see one on the sidewalk. Forget about wasting a couple by putting them in your loafers. And don’t even consider throwing them into a wishing well. The Treasury Department has announced that it is...

Interest rates. Inflation Fears. Political Events. International Developments. During the past year, every one of these events have influenced stock prices. So when you hear that the financial markets are reacting to the news once...

Summer’s here, and the time is right for vacations, outdoor activities, and fun. It’s also a good time to consider a few financial matters. Here are some questions to ask yourself mid-year. Goals still the same this year? Has market...

If the days are feeling warmer and longer, that's because we're approaching the Summer Solstice, the longest day and shortest night of the year, and known as Midsummer in many cultures. The length of the day changes depending on where...

Have you ever heard the expression, “It’s a buyer’s market?” That phrase describes what’s happening with today’s residential real estate: homes are selling for under their asking price and are taking longer to sell. Good news for...

When markets fall, it’s easy to forget that downtrends are part of the investing cycle. So when prices slip, it's a good time to review some common terms that you may be hearing that describe today’s financial markets. The first is...

Memorial Day is so much more than a long weekend. It is a chance for us to remember those who gave all for this great nation and the freedoms it offers. This Memorial Day, we pay tribute to the lives and legacies of those who made the...

Military members and their families face one-of-a-kind challenges, such as deployment to conflict zones, overseas assignments, and the constancy of change, all of which make dedicating time to personal finance a challenge. Luckily,...

A special day for moms everywhere arrives in May. Celebrate the moms you know in any way you can. Let them know that you appreciate the wonderful and invaluable roles that they play. This is just a little note to encourage you to take...

May is a month to celebrate the older Americans in our country and honor their lives and the accomplishments they still have ahead of them. Older Americans Month was established in 1963 by President John F. Kennedy to bring awareness...

Did you know that the origins of spring cleaning date from when fireplaces heated homes? Through the fall and winter, soot would build up throughout the house, and when the weather warmed, a little clean up was required. “Spring...

April 22 is Earth Day; a day about awareness and appreciation of our planet, its resources, and its environment. In its early years, Earth Day was little celebrated and little noticed. Now, it is a worldwide event; a reminder to look...

The Easter holiday is upon us. Springtime is blooming, and the world is waking up from the colder months. It’s a time of celebration and renewal. In the spirit of this renewal, I just wanted to wish you and yours a Happy Easter.

If you dream of your financial legacy leaving a lasting impact on the world, there's a way you can make a difference. You can use your Required Minimum Distribution (RMD) to make charitable donations, a strategy that could benefit...

One of Warren Buffett's famous investing quotes is, "Be fearful when others are greedy and greedy when others are fearful." This wisdom aligns well with his principle: "Rule no. 1: never lose money. Rule no. 2: never forget rule no. 1...

Here’s a little-known fact that may help you save money on life insurance: when it comes to underwriting, insurance carriers typically rate clients to their closest birthday. What does that mean? It means that if you are 39 years and...

Spring is here! So says the calendar, and soon the landscape will turn greener and the weather warmer. Perhaps you are already thinking about what you would like to do – the trips you could take, that new look for your yard or your...

A unique and lively holiday is just ahead on the calendar: St. Patrick’s Day. On March 17, revelers will toast and celebrate all things Irish. This is the day when the world seems a bit greener, and a bit livelier. Whether you opt for...

The general enrollment period for Medicare goes from January 1st to March 31st. If you haven’t decided yet, your time is running out for the year. It may not be immediately clear what this specific enrollment period is for, as several...

The days are about to get longer. Daylight Saving Time will begin on the second Sunday of March at 2:00am. At that moment, clocks will “spring forward” by one hour in most of the nation. So, be sure to reset your clock on the prior...

In 1920, women earned the right to vote. In 1974, single and divorcedwomen were finally able to get a credit card without needing a male cosigner. We’ve come a long way, and this year we are celebrating International Women’s Day on...

Presidents Day is upon us. It's time to celebrate Washington's birthday and celebrate the founding of our nation. Washington said, "Perseverance and spirit have done wonders in all ages." This Presidents Day, I hope you take a moment...

The Kansas City Chiefs and the Philadelphia Eagles are set for Super Bowl LIX on Sunday, February 9. Over the years, the Super Bowl has gone from a mere championship game to a cultural event, earning both national and international...

January is Financial Wellness Month, a time to remind people to make arrangements for their financial strategy. For me, it’s time for me to connect with new clients and discuss their financial situation and aspirations for their...

The third Monday of January is Martin Luther King Jr. Day. The legacy of Dr. King means many things to each American. This is a day of remembrance for both the man and his work. It’s also a day of service, in which we use a day away...

Inflation is a very personal experience. How it affects you largely depends on the products and services you consistently buy. Over the years, some of you have developed different ways to measure how inflation impacts your daily lives...

Social Security plays an important role in your retirement strategy. But, don’t forget, the amount you’ll receive depends on the age at which you file. You can start claiming benefits as early as 62, but for each month you delay past...

Is Santa Claus coming to Wall Street this year? December tends to be a cheerful month for stock prices, which has some investors keeping an eye out for a late-year visit from Santa. As you can see from the chart, since 1950, December...

Rare collectibles can provide an entertaining form of alternative “investment,” and might seem particularly intriguing when markets are wobblier than Aunt Gertrude’s jello salad. Comic books can sell for millions of dollars, for...

The Internal Revenue Service released the updated income tax brackets, standard deduction, and retirement contribution limits for the 2025 tax year. While these changes won’t impact you for some time, it may benefit you to start...

November 11 is Veterans Day – a day to honor and remember the bravery, contributions, and sacrifices of our armed services members who have defended us so ably, who have run toward danger rather than away from it, who have helped to...

Now that election season has ended, it may be helpful to examine how the different combinations of the White House, Senate, and House of Representatives have looked like since 1900. As the accompanying table shows, a Republican or...

October is coming to an end, and that means Halloween will be here before you know it. Are you ready for the holiday? If you have kids, no doubt they are! All Hallows Eve is celebrated in many ways today; they are all enjoyable. So,...

More than 71 million Social Security beneficiaries can expect a 2.5% cost of living adjustment (COLA) increase in 2025, based on the Q3 inflation data so far. In other words, the COLA will raise the average benefit by $48 to $1,968 a...

October brings to mind the beauty of the leaves changing colors and a time to enjoy the colder weather. But October also holds another meaning for millions of people: it’s Breast Cancer Awareness Month. Based on the numbers, there’s a...

Election years, particularly presidential elections, traditionally come into focus after Labor Day. This is when many American voters become fully engaged with the process. With that in mind, I often get the question: “Politics aside,...

Saving for retirement requires dedication, focus, and some sacrifice–a three-pronged approach embraced by a greater number of investors! Nearly 500,000 retirement savers are now 401(k) millionaires, according to Q2 stats compiled by...

Election years, particularly presidential elections, traditionally come into focus after Labor Day. This is when many American voters become fully engaged with the process. With that in mind, I often get the question: “Politics aside,...

Every September 11, Americans observe Patriot Day – a national day of service and remembrance, which honors the lives of the 2,977 people killed in the 9/11 attacks. This day is an opportunity to serve your country, your community,...

As we celebrate Labor Day, we can think about the hard work we perform for our communities. We can also consider the work of those before us and how their efforts helped build this great nation we know and love. I hope you have a...

Ever considered writing your own will? While you can draft a will on your own, there are plenty of reasons why you may not want to go that route. Most people do it to save money, but they may overlook or forget to take care of some...

When I meet with people, one of the first topics we discuss is "emergency fund" money. I ask a few questions, such as, “Do you have any funds set aside?”, “Where is it located?”, and, most importantly, “What would trigger you to tap...

The trader's adage goes, “The stock market takes the stairs up and the elevator down.” The saying helps illustrate the speed at which stock prices can move, especially over the last few days. Here's how the recent stock market drop...

The 2024 Employee Benefit Research Institute (EBRI) Retirement Confidence Survey was recently released, and it provides an illuminating look at the current state of retirement preparations and mindsets across the country. While the...

As we continue through 2024, I wanted to share some data that many may find positive. Fidelity Investments just announced that 440,000 retirement savers reached an incredible milestone in 2023: $1 million in their 401(k).1 That's...

Investors know that the stock market moves in cycles, but the cycle has seen no daily drops of more than 2 percent for over a year. As the accompanying chart shows, the 2023-2024 stretch of low volatility ranks 9th since 1966. Is that...

In the next few months, you will be newly eligible for Medicare. That means considering your coverage options. Should you sign up for traditional Medicare? If you do, should you complement it with a Medigap policy? Or should you opt...

Once in a while, I come across a chart that contains so many powerful economic lessons that I want to share it. The accompanying graph shows that most iPhone users use phones from the 13, 12, and 11 iPhone families. Put another way,...

The Fourth of July is nearly here, one of the high points of summer in America. All of us will have the chance to celebrate our democracy, our diversity, our personal freedom, and our liberty to pursue our goals and dreams. Enjoy the...

If the days are feeling warmer and longer, that's because we just passed the Summer Solstice on June 20th, the longest day and shortest night of the year, and known as Midsummer in many cultures. The length of the day changes...

We just celebrated Father’s Day yesterday. It's a day when we celebrate perhaps the greatest work men do. Teaching your children, instilling the lessons that will shape their character and their lives. Is there any work more...

It’s FAFSA time! As your student prepares for college, they can now fill out a Free Application for Federal Student Aid, or FAFSA, for the upcoming school year. Even if your student won’t require help from the government, filling out...

📅 June is National Men's Health Month. ☀️ With warmer weather around the country, it's a great time to reaffirm your dedication to your health. 👀 This means more than going for a run or going for a bike ride with the guys. It means...

Memorial Day is a time for remembrance and a reminder of the price so many men and women have paid in service to our great country. It is also a time to admire the bravery and dedication of those who serve our country and to be...

May is a month to celebrate the older Americans in our country and honor their lives and the accomplishments they still have ahead of them. Older Americans Month was established in 1963 by President John F. Kennedy to bring awareness...

Warren Buffett, the “Oracle of Omaha,” held court at the annual Berkshire Hathaway meeting in early May. Few events on the American business calendar are so hotly anticipated, and there is no hotter ticket in Nebraska- perhaps the...

April 22 is Earth Day, a day to do the little (and big) things to reduce your carbon footprint and support a healthy planet. There are many ways in which we can become better stewards of the Earth. We can recycle hazardous materials;...

If your finances are not where you would like them to be, what can you do about it? April is Financial Literacy Month. This is a great time to start picking up the pieces and learn how to rebuild with confidence. After all, a little...

Spend today, save tomorrow? Okay, we've all been there. But if it seems you're always living paycheck-to-paycheck and never able to save anything for the future, then it may be time to make a change . April is Financial Literacy Month...

So you've prepared for your goals and you believe you are on track for your financial goals. That's wonderful. What now? April is Financial Literacy Month. If you haven't put some thought into Asset Protection Strategy, now would be a...

America is emerging from winter, and many will be ready for sun and fun. Spring Break is an important date in the nation’s leisure calendar: Morning Consult says that 30% of Americans had springtime travel plans last year,...

Over the years, I've come to believe that learning to navigate financial discussions and events in a relationship is a "must" that transcends generations. However, recent data shows that Gen Z and Millennial couples are forging their...

International Women's Day was this past Friday, March 8th.  In 1920, women earned the right to vote. In 1974, single and divorcedwomen were finally able to get a credit card without needing a male cosigner. We’ve come a...

Wall Street keeps asking, “When will the Fed start cutting interest rates?” But perhaps the better question is, “What is the Fed looking for before it would consider cutting interest rates?” As you may recall,...

As Valentine's Day approaches and Spring draws ever nearer, I thought it might be fun to look at the financial side of February 14. Shockingly, the day many consider the most romantic is also a sweet boost to our nation's economy....

In celebration of the achievements of Black Americans and their integral role in our nation’s history, here are eight Black wealth builders we believe should be remembered. These individuals deserve recognition for their...

The third Monday of January is Martin Luther King Jr. Day. The legacy of Dr. King means many things to each American. This is a day of remembrance for both the man and his work. It’s also a day of service, in which we use a day...

The Social Security Administration recently announced that over 71 million Americans, including Social Security and Supplemental Security Income beneficiaries, will receive a 3.2% increase in their benefits for 2024.1 However, it is...

After a complicated year, the next dawns with new opportunities. Now is the time to think about the new year and plan for action. The start of a year is the right time to work on a dream or two. It is also an excellent time to adjust...

It is almost time to ring in the New Year! As December makes way for January, you may be excited thinking about new possibilities. Perhaps you want to take a moment to "refresh and reset" or make a resolution or two. Or perhaps you...

Once again, the year has flown by! In these final weeks of the year, our thoughts often turn to the comforts of home and family — of sharing good cheer with neighbors, friends, and loved ones. In that spirit, I would like to...

If your home is anything like mine, the holidays can be a time to indulge in a little good-natured consumerism. We all know it should be more about memories and less about money. But we also know that togetherness brings heftier...

The warmth of the holiday meal beckons. Thanksgiving is a time for gathering with loved ones and observing gratitude. So, as you gather around the table, look around and give thanks for the family and friends surrounding you. Give...

On November 11, we honor the bravery and sacrifice of the men and women who have served America in the armed forces. This federal holiday – Veterans Day – is a time to reflect on their courage. Please take a moment this...

With temperatures falling and the nights growing longer, goblins, ghouls, and ghosts across America are preparing for our second-largest commercial holiday: Halloween. With this frightful day fast approaching, here are some fun facts...

Hip, hip, hooray! It's time to celebrate you and the incredible milestone you've reached on your journey! 🎉🥳 As you blow out the candles, let's also raise a toast to an exciting financial turning point. Between the...

October brings to mind the beauty of the leaves changing colors and a time to enjoy the colder weather. But October also holds another meaning for millions of people: it’s Breast Cancer Awareness Month. Based on the numbers,...

We’ve all been there. You’re scrolling through your phone, computer, or tablet, and a notification pops up. “Update Me!” While that isn’t the exact wording, the meaning is the same. Something wants to be...

Did you know September was National Preparedness Month? This event promoted by FEMA guides Americans in ensuring their families and communities are ready in case of natural disasters or other emergencies. But did you also know that...

Here’s a little-known fact that may help you save money on life insurance: when it comes to underwriting, insurance carriers typically rate clients to their closest birthday. What does that mean? It means that if you are 39...

Much time has passed since the events of September 11, 2001, and while in some ways it feels like a lifetime ago, the memory remains painfully fresh in my mind. An attack on U.S. soil. The loss of thousands of lives. In the wake of...

The first Labor Day was celebrated over 100 years ago, created by the labor movement as a day to honor the achievements and contributions (both social and economic) of American workers. I’ve always found the way we celebrate to...

Q: Why should you start a 403(b)? A: It can become one of your best retirement savings vehicles. A 403(b) is a great option for building retirement savings. You can defer a bit of your salary into the account each month, without...

Knowing when it’s the right time to retire can be difficult, especially if you love your job. Even professional athletes have a hard time knowing when to walk away! These athletes thought they were ready for retirement but...

You may have heard of the cultural craze that's caused a recent box office boom. Dubbed "Barbenheimer," the odd cinematic pairing of Gretta Gerwig's "Barbie" and Christopher Nolan's "Oppenheimer" is proving to be exactly what tinsel...

Now that summer is in full swing, it's the perfect time to take a trip. But sometimes, even your best-laid plans go a little off-kilter. Here are a few of the most common travel issues and how to make sure that no matter what happens,...

Did you know the Tax Cuts and Jobs Act is scheduled to sunset in 2026?Here’s what’s at stake if the act is allowed to expire: for wealthy families, the $25.84 million federal estate tax exemption (as of 2023 for a married...

There’s nothing quite like the pleasure of a good book. And with temperatures rising nearly everywhere, now is a great time to grab a frosty beverage, settle into your comfiest chair, and lose yourself in a good story.Here's what...

Jerome Powell skipped an interest rate hike at the Fed’s June meeting, but the market isn’t buying what the Fed Chair is selling about what’s next with short-term rates.Powell signaled that two more rate increases may...

The U.S. Department of Education has officially announced that student loan payments will resume in October, ending the three-year-long pause that was implemented due to the pandemic.Starting September 1, interest will begin accruing...

The Fourth of July is nearly here, one of the high points of summer in America.All of us will have the chance to celebrate our democracy, our diversity, our personal freedom, and our liberty to pursue our goals and dreams.Enjoy the...

Juneteenth is a celebration of freedom, marking the day when slavery came to an end in the United States. The observance of this holiday, formally recognized by the state of Texas in 1980, has continued to spread to the rest of the...

What is a bull market, and more importantly, who determines if we are in one?Technically speaking, a bull market is defined as a 20% gain in a stock market index, such as the Standard & Poor's 500, from a closing low.So are we in one?...

Memorial Day is a time for Americans to honor and remember those who lost their lives while serving in the armed forces. Veterans will think back on the men and women who served alongside them who gave the ultimate sacrifice for their...

Many young adults are not only wayward financially, but also pessimistic about ever becoming wealthy. Could it be that our children just aren't getting the financial education they need?April is Financial Literacy Month. This is...

Are your financial goals well-defined? While "I want to have lots of money" may sound like a great goal, it's just too vague. How much is "lots?" If you don’t know … how will you know when you have it? And will the...

Spend today, save tomorrow?Okay, we've all been there. But if it seems you're always living paycheck-to-paycheck and never able to save anything for the future, then it may be time to make a change .April is Financial Literacy Month....

Easter is here. On this special day, we can take time to enjoy the company of family, friends, and community, sense the arrival of spring, and consider the abundance we have in our lives. It is truly an occasion to celebrate.I wish you...

We wanted to send a friendly reminder that the stock market is closed on Friday, April 7, for Good Friday. The bond markets will shut down early, at 2 p.m. on April 6, for Holy Thursday, also known as Maundy Thursday.As we head into...

So you've prepared for your goals and you believe you are on track for your financial goals. That's wonderful. What now?April is Financial Literacy Month. If you haven't put some thought into Asset Protection Strategy, now...

Taxpayers should plan on spending at least 13 hours this year preparing their return, according to the Internal Revenue Service. Business owners should set aside roughly 24 hours to complete their tax return.Those 13 hours include time...

Spring is here! And soon the landscape will turn greener and the weather warmer. Perhaps you are already thinking about what you would like to do – the trips you could take, that new look for your yard or your garden, a day at...

What happens on March 17? What makes that day so special? If you are of Irish descent or Irish at heart, you surely know – it is St. Patrick’s Day! On this day, the patron saint of Ireland is honored and celebrated, and...

The days are about to get longer. Daylight Saving Time will begin on the second Sunday of March at 2:00am. At that moment, clocks will “spring forward” by one hour in most of the nation. So, be sure to reset your clock on...

Does Your Portfolio Fit Your Retirement Lifestyle?Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon.Using these inputs and sophisticated portfolio-optimization calculations,...

Presidents Day is upon us. It's time to celebrate Washington's birthday and celebrate the founding of our nation. Washington said, "Perseverance and spirit have done wonders in all ages." This Presidents Day, I hope you take a moment...

This Valentine’s Day, take time out of your day-to-day routine and spend time with your significant other. Rekindle the flames of romance  — and fall in love all over again.Whether you enjoy a delicious meal together,...

"Is the bear market over?"That's a question I've been asked a number of times in recent weeks. And my answer is the same, "Let's give it a little time."But people are quick to remind me that stocks are off to a good start in 2023,...

Are you saving for the future?People often come to me asking for financial guidance. Some want to know how to invest or diversify the money they’ve saved, but others admit to me they’re just not sure how to save. If...

January is Financial Wellness Month, a time to remind people to make arrangements for their financial strategy.For me, it’s time for me to connect with new clients and discuss their financial situation and aspirations for their...

This month, America honors the legacy of Dr. Martin Luther King, Jr.As we look around today, we see manifestations of that legacy in the form of stronger, more diverse communities, in the continued fight for equality, and in the...

Social Security plays an important role in your retirement strategy. But, don’t forget,  the amount you’ll receive depends on the age at which you file. You can start claiming benefits as early as 62, but for each...

A new year is on the horizon. Each day that comes presents something new and exciting both for you and the people in your life.Is this the year you open the door to something new and exciting? Embark on some new travel adventure? Or...

That special time of year is here – a time of love and happiness and wonder, an occasion when we all draw closer together. This Christmas, I am thinking of you and wishing you and your loved ones all the best the season has to...

Perhaps you’ve heard the maxim, “Preparation is the key to success.” But when it comes to life insurance, knowing when to prepare is almost more important than the preparation, itself.Sure, it can be difficult to...

Over the years, the Fed has followed a similar pattern with interest rates. It raises interest rates, then pauses, so it can see how the economy is adjusting to the higher rates. The chart below shows the Fed’s pattern with...

You may have heard the saying, “inflation hurts savers and benefits borrowers.” The expression suggests that borrowers benefit from inflation because they pay back lenders with dollars worth less than when the money...

Thanksgiving is a time to appreciate what we value most, a time to cherish the many gifts we have, and the people that make life special. We can also be thankful that we live in a great country known for its prosperity and abundance.As...

Have you heard? The Inflation Reduction Act was signed into law on Tuesday, August 16. While the $430 billion package includes many provisions, I thought I’d highlight three key areas where you may benefit the most.Tax credits...

On November 11, we honor the bravery and sacrifice of those who have served America in the armed forces. It is also a time to appreciate the commitment of our active military personnel and their dedicated families.Let us honor their...

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...

With temperatures falling and the nights growing longer, goblins, ghouls, and ghosts across America are preparing for our second-largest commercial holiday: Halloween.With this frightful day fast approaching, here are some fun facts...

October brings to mind the beauty of the leaves changing colors and a time to enjoy the colder weather. But October also holds another meaning for millions of people: it’s Breast Cancer Awareness Month.Based on the numbers,...

Congratulations on your 72nd birthday! If so, it's time to start drawing down on some of your retirement accounts. If you don’t, Uncle Sam may help himself to some of your hard-saved funds. However, there are some exceptions.As...

If you’ve felt like stock prices were a little more volatile in 2022 than in recent years, your “spidey senses” are right on the money.The S&P 500 has posted 81 daily moves of at least 1% through August. Of those...

It’s time for your life insurance checkup.September is National Life Insurance Awareness Month, so it’s a great time to review your coverage.1If you don’t have any life insurance, you’re not alone. Life...

The Autumnal Equinox approaching on September 22 is a day with 12 hours of sunlight and 12 hours of darkness. This balance of day and night serves as a reminder of the change of seasons, and heralds the coming of fall colors and...

Some of the biggest challenges many face when it comes to education are financial. Luckily, a 529 college saving plan can help. And they're not just for college anymore - added to the tuition eligibility are K-12, private and religious...

September is Life Insurance awareness month.  Perhaps you’ve heard the maxim, “Preparation is the key to success.” But when it comes to life insurance, knowing when to prepare is almost more important than the...

A holiday with a nice long weekend attached is coming up – Labor Day. This weekend represents the unofficial end of summer as well as a chance to relax, get away, get your mind off work, and enjoy the comforts of home or a great...

Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as you're driving to work, you see smoke coming...

Birds of a feather trust together...For us, trust is everything. When our clients trust us, we can help them go even further in pursuit of their goals. That’s why we go out of our way to earn, and keep, your confidence.One of the...

In the financial world, some weeks are more important than others, and we just lived through a big one. Let's unpack each of the four key stats:The Fed. As expected, the Fed bumped up short-term rates again at its July meeting....

What would you do with a windfall? It’s a question I’ve read or heard a lot lately. Considering the Mega Millions jackpot has now grown to $1.02 billion, it’s safe to say most of us have thought about what it would be...

As a parent, you of course want to give your child the best opportunity for success, and for many, attending the “right” university or college is that opportunity. Unfortunately, being accepted to the college of one’s...

In your retirement strategy, you’ve likely put a good deal of thought into putting away enough money to enjoy your life, once you’ve put the daily grind in the rearview mirror. Like many, you’ve probably planned for a...

With inflation hovering near 40-year highs, some investors are looking for alternative ways to weather the storm. For many, a Series I Savings Bond is just the ticket. I Bonds give investors a rate of return plus inflation protection...

With nearly 4 billion people on social media worldwide, plus the risks of using online brokerage and bank accounts, the need for digital security has never been higher.While tech is becoming more secure in response to threats, there...

Summer’s here, and the time is right for vacations, outdoor activities, and fun. It’s also a good time to consider a few financial matters. Here are some questions to ask yourself mid-year.Goals still the same for 2022? Has...

The Fourth of July is just ahead – a chance for us all to get together and celebrate what makes America so special. As Americans, we have the liberty to act, speak, think, and worship freely. This precious liberty was fought for,...

When markets fall, it’s easy to forget that downtrends are part of the investing cycle. So when prices slip, it's a good time to review some common terms that you may be hearing that describe today’s financial markets.The...

Let’s hear it for the dads, the ones who help us grow, give us guidance, and look out for us in a million different ways. In celebration of Father’s Day, here are some of the ways you can honor the father-figures in your...

Congratulations on your 72nd birthday! If so, it's time to start drawing down on some of your retirement accounts. If you don’t, Uncle Sam may help himself to some of your hard-saved funds. However, there are some exceptions.As...

Have you saved enough? Whether you started late, or have regularly saved throughout your career, you might wish you could stash some additional cash in your retirement fund. Fortunately, if you’re 50 or older, you can. The IRS...

Helpful Retirement Strategies for Women Preparing for retirement can look a little different for women than it does for men. Although stereotypes are changing, women are still more likely to serve as caretakers than men are, meaning...

Preparing for retirement just got a little more financial wiggle room. This week, the Internal Revenue Service (IRS) announced new contribution limits for 2022.

Are you making charitable donations at year’s end? If so, you should know about some of the financial “fine print” involved, as the right moves could potentially bring more of a benefit to both you and your chosen charity.